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The A-to-Z of Australian business finance

Any business loan.
Every kind, A to Z.

55 loan types, from bridging to working capital, explained in plain English and filed where you'd expect them. Find yours in seconds, then talk to one real person about it.

  • No credit check to enquire
  • $5k unsecured to $5m property-secured
  • One specialist, not a crowd of lenders

No credit check to enquire

Looking up a loan and asking about it leaves your credit file untouched. A check only comes up later, if you choose to apply.

Not shopped around

We don't auction your enquiry to a crowd of lenders. One person reads it and points it at the option that actually suits.

A real person on your file

Someone who knows the whole A to Z of business lending calls you back. Honest form answers mean the right shelf first time.

Four shelves

The whole library of business loans

Every loan type sits on one of four shelves. Pick the shelf that matches your situation, or jump straight to a popular entry below.

How it works

From "which loan?" to "approved" in three moves

1

Look it up

Browse the shelves, search the A–Z or answer five questions. Or skip it and just tell us the job.

2

Enquire in 60 seconds

Amount, purpose, state and a few details. No credit check when you enquire, and it goes to one person.

3

Hear a short list

Your specialist calls, explains which entries genuinely fit and what each would take. Paperwork only if you go ahead.

Start my enquiry →

Myth-busting

Things owners believe that stop them asking

"The bank said no, so nobody will lend."

A bank decline means that bank's policy didn't fit. Non-bank and private lenders assess the security, purpose and exit. What to do next.

"Bad credit rules me out."

Past credit issues are considered case by case, and property security changes the picture. Bad credit business loans.

"I can't borrow with an ATO debt."

Tax debts are one of the most common reasons owners borrow. Compare it with a payment plan. ATO debt loans.

"Unsecured means no risk to me."

Most unsecured loans come with a director's guarantee. Know what you're signing. Secured vs unsecured.

Business loan questions, answered

What is Any Business Loan?

Any Business Loan is an A-to-Z directory of Australian business finance. Every loan type has its own plain-English page, and a specialist helps you enquire about the one that fits — with no credit check when you first enquire.

What types of business loans are there?

We cover 55 loan types in four families: property-secured loans, cash flow and unsecured loans, trade, stock and asset finance, and loans to buy, start, grow or restructure a business.

How much can I borrow?

Property-secured business loans range from $20,000 to $5,000,000. Unsecured, cash flow and line-of-credit options for trading businesses typically run from $5,000 to $500,000, sized on turnover and bank statements.

Will enquiring affect my credit file?

No. There's no credit check when you first enquire. A credit check is only discussed if you choose to go ahead with an application.

Do you send my details to lots of lenders?

No. One specialist reads your enquiry and calls you. Your details aren't shopped around to a crowd of lenders.

Can I get a business loan with bad credit or an ATO debt?

Often, yes. Past credit issues and ATO debts are considered case by case, and property security widens the options considerably.

I don't know which loan I need. Where do I start?

Try the five-question matcher, search the Loan Finder by any name you've heard, or simply tell us what the money is for in a 60-second enquiry.

Whatever the loan, start with one short enquiry

Tell us the job the money has to do. No credit check when you first enquire, and one specialist — not a crowd of lenders — calls you back.

No credit check to enquire

Not shopped around

A real person on your file